easypaisa – a digital bank for payments, savings, and loans
easypaisa – a digital bank is a free finance app by Easypaisa Bank Limited that lets you transfer money, pay bills, and invest in term deposits.
Get App · v2.10.11easypaisa – a digital bank has an install count of 100 million and a rating of 4.56 from over 4.5 million ratings. The app requires Android 8.0 or higher, is free to use, and contains no ads or in-app purchases. It is designed for users in Pakistan who want to handle banking tasks like transfers, bill payments, mobile top-ups, and short-term investments from their phone.
- Version
- 2.10.11
- Requires Android
- 8.0
- Updated
- Oct 2, 2026
- Installs
- 100M+
- Rating
- ★ 4.55 (4,530,997)
- Category
- Finance
- Developer
- Easypaisa Bank Limited
- Content rating
- Everyone
- Package
- pk.com.telenor.phoenix
- Free
- ✓
App screenshots
easypaisa – a digital bank is a finance application by Easypaisa Bank Limited that handles everyday money management, transfers, bill payments and savings from a phone. It addresses the friction of branch visits, queues and separate portals for each utility by putting those tasks into a single account-driven interface. Users register once, complete biometric verification inside the app, and then move funds, settle bills, buy mobile packages and set money aside without leaving the interface. The app carries version 2.10.11, requires Android 8.0 or newer, and is listed as free with no advertising and no in-app purchases. Its stated monthly account limit reaches up to Rs. 25 lakh, and transfers and payments are described as carrying no hidden charges. Beyond payments, the app folds in savings plans, term deposits, insurance, travel and food ordering, and a loan product, so the same login covers routine spending and a few longer-term financial tasks. The current build notes enhanced security features and improvements, and the listing dates the most recent update to 2026-10-02.
Key features
- Money transfers to bank accounts, other easypaisa accounts, mobile wallets, WhatsApp contacts and CNIC numbers, including Raast transfers
- Utility bill payment for electricity, gas, telephone, internet, water and government fees, with monthly reminders for saved bills
- Mobile load top-ups, post-paid bill payment and subscription to packages across major networks, covering 275+ packages
- Savings pocket for goal-based saving and a daily rewards diamond plan advertised at up to 9.5% annually
- Term deposits with investment plans starting as short as 7 days
- Easycash loans from PKR 200 to PKR 25,000 with tenors from the disbursement day to no less than 60 days
- QR merchant payments plus Raast QR support for scanning with other banking apps
- Charity donations to 60+ organizations, with 5% added by easypaisa for every donation
How to install
- Tap the download button on this page to obtain the APK file.
- If Android blocks the file, allow your browser or file manager to install apps by enabling the Install unknown apps permission for that app.
- Open the downloaded APK file from your notifications or file manager.
- Tap Install and wait for the package to be written. The file size is not specified in the available data, and the minimum supported Android version is 8.0.
- Open the app once installation finishes and sign in or register to begin setup.
Pros
- Free to download and use, with no advertising and no in-app purchases reported
- Wide service coverage: transfers, bills, load, savings, insurance, travel and food in one app
- Biometric verification handled inside the app rather than at a branch
- No hidden charges stated for transfers or payments
- Large active user base and a high rating count suggest broad real-world use
- Recent update listed with security enhancements
Cons
- Requests a broad permission set, including Identity, Contacts, Location, SMS, Phone, Photos/Media/Files, Storage, Camera, Microphone, Wi-Fi connection information, and Device ID & call information
- Loans carry a stated maximum APR of 32%–40%, so borrowing is not cheap
- Some services, such as personal loans, are restricted to citizens within Pakistan
- The breadth of features may make the interface dense for new users
Latest changes · 2.10.11
Version 2.10.11 of easypaisa brings enhanced security features and overall improvements to the app. This update focuses on refining the existing experience, ensuring that your digital banking activities—from sending money to paying bills—remain smooth and secure. With a rating of 4.56 from over 4.5 million reviews, this version continues to support the app's core promise of managing your money easily, including transfers to bank accounts, mobile wallets, and CNIC numbers, plus bill payments, savings options, and more.
Version history
| Version | Size | Requires Android | Updated |
|---|---|---|---|
| 2.10.9 | — | 8.0 | Oct 2, 2026 |
| 2.10.11 | — | 8.0 | Oct 2, 2026 |
| 2.8.4 | 83 MB | 4.4 | Jun 18, 2026 |
| 2.4.5 | 60 MB | 4.3 | Aug 22, 2020 |
| 3.5.0.56 | 22 MB | 4.2 | Jun 27, 2019 |
| 3.5.0.10 | 7.2 MB | 4.1 | Jan 6, 2017 |
This app suits people who live in Pakistan and want a single place to move money, clear household bills, top up mobile balances and keep small savings goals in view. It is also relevant for users who prefer a fully digital account opening and verification flow over visiting a branch, and for those who send or receive funds through Raast, mobile wallets or bank accounts regularly. Anyone considering the loan product should weigh the stated APR and eligibility limits before applying.
Keep the app updated, since the latest release notes mention security improvements. Review the permission list during setup and grant only what you are comfortable with. Save recurring bills as favourites so the monthly reminders do the tracking for you, and treat the savings and term deposit plans as separate from your spending balance.
Permissions
FAQ
What is easypaisa – a digital bank?
It is a Finance app from Easypaisa Bank Limited that lets you handle everyday money tasks from your phone, such as transfers, bill payments, mobile load, savings, and more, without visiting a branch.
How do I install the APK on Android?
Download the APK file using the button on this page, then open it on your device. Android 8.0 or newer is required. You may need to allow installation from unknown sources in your settings before the file will install.
What is the current version and how big is it?
The latest version is 2.10.11, updated on 2026-10-02. The app is free to download and has a content rating of Everyone.
Does the app show ads or charge for extra features?
No. The listing shows no ads and no in-app purchases, and the app itself is free of charge.
Can I use it without an internet connection?
No. Because it is a banking app that processes transfers, bill payments, and account actions in real time, it needs an active internet connection to work.
Are there other apps in the same category I could consider?
Yes, the Finance category includes many other wallets and banking apps that offer similar money transfer and bill payment features. You can compare their listed features, ratings, and sizes to find one that fits your needs.
What permissions does the app request?
It asks for access to identity, contacts, location, SMS, phone, photos and media files, storage, camera, microphone, Wi-Fi connection information, and device ID and call information.
easypaisa – a digital bank concentrates a large set of everyday financial tasks into one Android app, from transfers and bill payments to savings and insurance. Its free price, absence of ads and recent security update make it a practical option for users in Pakistan who want routine banking handled on a phone.
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Updated: Oct 25, 2026